We all worry about money sometimes. But what if I told you that most of us are worrying about the wrong thing?

Many of us obsess over cash flow—the money going in and out of our accounts each month. We check our balances anxiously, worry about paying bills, and feel a sense of panic when funds run low. This creates a constant cycle of stress that actually prevents us from making better financial decisions.

There's a better way: thinking about your total wealth instead of your immediate cash situation.

The Cash Flow Trap

When we focus exclusively on cash flow, several negative patterns emerge:

• We develop anxiety around checking bank accounts
• We make decisions from a scarcity mindset
• We feel guilty about spending on ourselves
• We avoid looking at our financial situation altogether
• We compete with others for what feels like limited resources

Sound familiar? This is where most people get stuck. They drive themselves crazy trying to understand how they can "manifest abundance" while constantly feeling short on funds, always worried whether they'll have enough money for upcoming bills.

My Student's Breaking Point

Let me share a story about one of my coaching clients that illustrates this perfectly.

"I couldn't even leave the house yesterday," she confessed during our session.

"Why?" I asked.

"Because I checked my bank account and saw there wasn't enough money," she explained, her voice tight with emotion. She described the familiar wave of panic that hit her—that tightness in her chest, the knot in her stomach, the feeling of being trapped. She had sat there, staring at her phone, feeling like a complete failure.

"I've done I don't know how many Master's Solutions about money blocksneeds to be done," she told me. "Why am I still here?"

As the afternoon came and some payments started coming in, she finally felt like she could breathe again. But the damage was done—she'd lost an entire morning to anxiety.

The worst part? This pattern had become so familiar after her divorce that she'd almost accepted it as normal. "This is just how life is now," she had told herself.

But it doesn't have to be.

The Wealth Perspective Shift

In our coaching session, I guided her through a perspective-changing exercise. Instead of fixating on the money coming in and out each month, I had her calculate her actual net worth:

1. The value of her business (annual profit × 5): $1,555,000
2. Property value ($330,000) minus mortgage ($150,000): $180,000
3. Insurance policies with investment components
4. Other assets minus liabilities

When she added these up, she discovered something that shocked her to her core: she was worth over 1.7 million dollars.

"Congratulations, you are a very rich person by the way," I told her.

She almost couldn't process it. "Without money? Without cash?" she asked, bewildered.

"Most billionaires don't have liquidity," I explained. "They're getting loans against their shares. They're in the same position as you—they have no liquidity."

This revelation hit her like a thunderbolt. Despite having temporary cash flow challenges, she wasn't "broke" at all—she was actually quite wealthy. The problem wasn't her financial situation; it was her mindset.

How Wealth Thinking Changes Everything

When you start thinking in terms of wealth rather than cash flow, several transformations happen:

1. Your self-perception changes

When you walk into a room knowing you're worth over a million, you carry yourself differently. This isn't about arrogance—it's about accurately understanding your financial reality and the value you bring.

I explained to my client: "When you start to manifest your wealth, you'll see that your posture, your expressions, and the way you speak will all change."

2. You enter a different league

Most people compete for small amounts of cash, creating intense competition. When you think about wealth, you start playing in a different league altogether.

"The smaller the amounts, the higher the competition," I noted. "When you think about wealth, you play in a different league. You're playing among the richest people of the world."

I looked her straight in the eyes and said something that made her pause: "When you ask why most deals are going around you, it's just because you don't accept them. You don't allow them to come into your life."

3. You make better business decisions

With a wealth mindset, you evaluate opportunities based on whether they grow your overall assets, not just whether they provide immediate cash. This leads to better long-term decisions.

I realized my client had been approaching a real estate deal from a place of panic—"I need cash as fast as possible!" I challenged her: "Get into this position, get onto this pedestal, and rearrange the deal from the beginning."

4. You stop self-sabotaging

Many of us have deep-seated money blocks that cause us to sabotage our financial success. In my client's case, she discovered something painful but liberating: she felt guilty spending money on herself, a pattern instilled during childhood.

"I feel guilty when I buy clothes, shoes, or go to a hotel because I need to get away," she admitted. "But I don't feel guilty spending loads of money on my kids—designer clothes, restaurants, anything they want."

I helped her see this pattern and release it: "Execute this feeling of guilt... Execute the critics about spending money... Execute the fear of watching your expenses."

Making the Shift

Here's how to start thinking about wealth instead of just cash:

1. Calculate your net worth. Add up your assets (business value, property, investments) and subtract your liabilities (loans, mortgages).
2. Keep this number in mind. When you find yourself stressing about immediate cash, remind yourself of your total wealth.
3. Make wealth-building decisions. Evaluate opportunities based on whether they increase your overall wealth, not just your immediate cash flow.
4. Identify your money blocks. Many of us have subconscious patterns around money. Recognize and release guilt, shame, or fear associated with money.
5. Structure your finances efficiently. Work with financial advisors to optimize how your wealth is structured (business expenses, tax efficiency, etc.).

The Bottom Line

Cash flow matters—you need to pay your bills. But when you fixate solely on cash flow while ignoring your overall wealth, you create unnecessary stress and make poorer decisions.

My client experienced this transformation firsthand. The moment she shifted from "How will I pay this bill?" to "I am worth 1.5 million euros," she felt something in her gut release. The constant knot of anxiety began to dissolve. For the first time in years, she could breathe freely.

By shifting your mindset to think about wealth instead of just cash, you'll not only feel better, but you'll also make decisions that actually improve your financial situation in the long run.

Remember: Many wealthy people have limited cash. Their wealth is in their assets, not their bank accounts. Once you understand this, you can stop the endless cycle of cash flow anxiety and start building true wealth.

As I told my client: "The mind is competing for energy with your body and with your soul. To get as much energy as possible, it creates a very deep emotional state, usually stressful and depressed, or anxious. This is a typical mind game that the mind is playing with you."

Don't let your mind win this game. Choose to see your wealth, not just your cash flow. Use Master's Solution Set: Open your mind to Universe Wealth to get rid of cash anxiety and build your wealth. If you have the doubts in the Master;s Solutions - drop me an email and I'll provide you with a personal money back guarantee.